Malpractice and liability
insurance has been on the "gotta-have" list for thousands of Reiki
Professionals. It is now available for energy workers, and only through
the International Reiki Foundation! For those struggling with the
decision, or not sure why insurance is needed, below is a listing of
many of the positive benefits that become available only with
malpractice and liability insurance.
FINANCIAL PROTECTION FROM
ACCIDENTAL INJURY (MALPRACTICE or ACCIDENT)
It is unfortunate, but we live in a very litigious society. Whether you
play a role in the event or not, victims often seek to hold others
responsible when injured. Even more unfortunate, the courts support many
of these claims.
All it takes is for someone to
slip on the ice outside your door, or fall while getting off your table,
and you could be facing a major lawsuit. You want to focus on healing,
but accident do happen and people do get hurt. Protect your self, your
family, and all that you have built through years of hard work and
dedication from financial devastation.
A major part of healing is
supporting wellness. You supply your body with the proper nutrition that
promotes internal vitality and health. You supply your body with the
proper activities that promote physical strength and flexibility. You
provide your mind and spirit with activities that promote mental balance
and peace. Whether you do this to maintain and improve health, or to
fight off disease, you are protecting yourself. Proper insurance
supports the wellness of your practice by providing the financial
resources, should they become necessary in a crisis. Whether you see
this as fear-based (avoiding disaster), or as a proactive solution
(drawing in the vital resources for wellness), the outcome is the same.
We do this to promote the overall wellness of our practice.
PROFESSIONAL RESPONSIBILITY &
Professional Liability Insurance is a way of standing behind your
clients. Should something happen through your action or simply inside
your office space and you are found liable, this is a positive way of
ensuring a financial solution to the problem. We all do everything we
can to prevent situations from happening. Having professional liability
insurance is one more positive thing we can do in that effort.
LANDLORD PROTECTION IS OFTEN
REQUIRED FOR LEASE
In the event of an accident, your landlord may also be held accountable
because the event occurred on their premises. Many landlords require
that they be added as an additional certificate holder, extending your
coverage to them, in the event that they also be found liable for
WORK IN HEALTH CARE OFFICE
In nearly every case, a Reiki Practitioner will be required to present
proof of insurance before being able to work in a health care facility.
In addition, the facility will generally also require that you add the
facility as an additional certificate holder. This offers the facility
the same protections as described above in Landlord Protection.
For Reiki as a whole to
continue achieving its goals of playing a larger, more active role in
public health care, we must actually become a part of health care --
embracing all of its rules and regulations, understanding that they are
designed to protect the patient. Talk with any physician, chiropractor,
clinic, hospital, hospice, or nursing home about working in their
facility for pay or as a volunteer, and 9 times out 10 one of the first
questions will be, "Are you insured?".
OPENING DOORS FOR VOLUNTEER
In the past, the International Reiki Foundation was refused
opportunities to provide volunteer, compassionate care, because the
volunteers were not properly insured. The insurance protecting the
institutions we wanted to serve would not cover our activities. It is
unfortunate, but it is reality. To participate in the International
Reiki Foundation Community Outreach Program, you must have professional
liability insurance. Not because the Foundation insists, but because the
institutions we serve must make that demand to protect themselves
against human error.
Essentially, the personal
decision boils down to this, am I willing to trade the equivalent
training fees from one student, receiving one attunement, per year to
have the security, opportunities, and professional advantages provided
by protecting your practice with professional liability insurance. The
International Reiki Foundation strives to stay in tune with the pulse of
health care to help practitioners understand and adjust to the
perceptions and factors by which we are judged, like it or not.
The Foundation can help outline
the standards that will satisfy public and medical requirements. It is
up to the individual practitioners to choose whether or not to evolve
into these new opportunities. Evolution can be achieved only by having
the courage to adopt the professional standards and responsibilities
associated with claiming those positions of service and respect.